It's a new tax year, the days are getting longer, and money is as tight as ever - it can mean only one thing: it's time for a fiscal spring clean. So keep reading for some top tips on how to slash you

Are you in great debt? Do you think you can still manage to get out of the deep hole that you are in right now?

When you think that going bankrupt is the only way out, you should think twice. While bankruptcy is the ultimate resort to debt problems, it should be the last resort to be taken.

For anyone who has outstanding debt with credit card companies or other financial institutions, it is a good idea to look into individual voluntary arrangements or an IVA. It can dramatically improve your ability to pay off the debt that you have right now, so you will be able to start getting it down to where it is no longer such a problem for you financially. An IVA works by reducing the amount you pay towards the money you owe each month.

It cannot be denied that many people are experiencing financial difficulties nowadays. What worsens the situation is the fact that the primary contributors to these difficulties are uncontrolled debts.

Ever had to pay an up-front fee for financial advice? You may well have, but the way in which financial advice is charged for is changing. Sharon Flaherty explains what is happening to the way financi

So, after weeks of pre-amble, the last Budget before the general election is here. It's already received a number of name tags, from the Robin Hood Budget to the ‘holding' Budget - but what real

Remember that cash crunch you had last year and how happy you would have been if there was a way you could have gotten cash advances to help you out?

After a recession and more than two years of banks receiving the wrath of consumers and politicians alike, it might come as no surprise to find that change in the sector is afoot. The British retail b

Many opportunistic companies have been offering to ‘clear all your debts' on your behalf, but can they be trusted? As the government suspends one major operator, Stephen Jones seeks out the answ